Top Tips and Additional Support

We understand that being a victim of fraud can be distressing and there are organisations who can support you through this: - You can contact Victim ...

Cybercriminals are using text messaging, or short message service (SMS), to pose as an account provider, or other familiar businesses. The message may...

There are certain things you can do to prevent yourself falling victim to credit card fraud. If you join CIFAS under protective registration, extra me...

If after you’ve checked your credit report you find you might have been a victim of credit card fraud, there are a few things you need to do. If you’r...

We appreciate that everyone has different levels of experience with technology and we’re here to help! Sometimes a technical issue will be out of your...

Financial well-being and mental well-being can be closely linked, we’re here to point you in the right direction if you’re struggling with your mental...

At TotallyMoney, we want to support those experiencing financial abuse. Below, we have listed a variety of charities that can provide support and advi...

It means someone controlling a person’s access to their finances, or their ability to earn money. This means they can control, intimidate or cut down ...

If you’re struggling to make payments or recent life changes have affected your finances, free debt help is available from a number of charities: We’v...

One of the first steps in starting to manage your debt is to understand how much you owe. You can find out how much you owe by: Asking your lenders - ...

If you’re worried about your finances there are things you can do to help: 1. Talk to someone - we’ve partnered with Money Wellness , a free, imparti...

If you’re paying interest on your balances, there are options available to move your balance or reduce the interest you’re paying. Personal loans : lo...

Most forms of credit can have a positive influence on your credit score when managed correctly. Loans can be seen as a positive way to build your cred...

Before closing any accounts, you need to think carefully about what you may need credit for soon. If you have several accounts open and are not using ...

A pre-paid card will not require you to pass a credit check and some, such as Cashplus credit cards, provide a credit building service for a monthly f...

We understand that not everybody will be accepted when applying for credit from conventional lenders. Short-term loan companies have a much higher app...

In England, Wales, and Northern Ireland, a County Court Judgment (‘CCJ’) is where a court orders you to pay back a sum of money you owe. This is publi...

This is the Scottish equivalent of a County Court Judgment. Enforcing a debt by diligence can be issued by the sheriff court. The court can issue a su...

Where possible, try your best to keep on top of your CCJ payments. If you don’t, the penalties can become much worse, as bailiffs may get involved. Yo...

Bankruptcy is one example of the various types of personal insolvencies. This is usually seen as a last resort when a person cannot repay their outsta...

A payment holiday is an agreement you can apply for with your lender to stop or reduce the payments you’re making. This can be used for credit card, l...

If you’re worried about money, you’re not alone. No matter how overwhelming your position may feel at the moment, there are ways to get through period...

Breathing space is a government scheme that protects people from creditors taking enforcement action or contacting you for payments for 60 days. This...

Here are three ways a credit card could help you: Different credit cards have different benefits. Whether you need help with your day-to-day shopping,...

Keeping on top of your payments should improve your credit score. Although you should try to pay your full balance each month, making the minimum paym...

First things first: to improve your credit score, you need to know what your credit score is. A good way to find out is to sign up for your TotallyMo...

It could be that there are inaccuracies on your credit file that are holding you back. For example, if your personal details are incorrect your credit...

You can’t get on the electoral register if you’re not eligible to vote in the UK. But, you can let lenders know this is the reason you’re not on the r...

Open banking provides lenders with access to live financial data from customers, enabling them to make more informed and fairer decisions when reviewi...