Here are three ways a credit card could help you:

Different credit cards have different benefits. Whether you need help with your day-to-day shopping, buying a larger purchase without paying interest, or getting cash into your bank account - You can find the right card for you.

Check your eligibility here: https://www.totallymoney.com/credit-cards/

All credit card payments between £100 - £30,000 are protected by Section 75 of the consumer credit act. That means if the company you've purchased from goes bust, you can claim a full refund.

Using a credit card could improve your credit score. If you pay off your balance in full each month it shows lenders that you can borrow responsibly. For example, if you use a card for your weekly food shop, and pay it off straight afterwards, you don't need to worry about added interest of building up debt.