Your affordability insights show you how lenders may view your financial behaviour. If you’re seeing lots of negative aspects, you may wish to work on these before applying for credit, to give you the best chance of getting accepted.
If you’re struggling with your finances, we’re unable to provide financial advice directly, but you can get free budgeting and debt advice with our partner, Money Wellness. Click here to take their quick questionnaire. They’ll reach out to support you with budgeting advice or debt solutions, depending on your situation. They can help you with:
Managing debt
Cost of living support
Budgeting support
Finding out what benefits or government support you’re eligible for
The Money Advice Service has been set up by the Government to offer free advice and guides to help you improve your financial situation, with tools and calculators to help you keep track of your payments and allow you to plan ahead. They can offer support through their website here https://www.moneyadviceservice.org.uk/en or over the phone by calling 0800 138 7777.