TotallyMoney is completely free to use, whether you decide to take out a product listed on our site or not. We receive commission directly from the providers that offer their products on TotallyMoney.

Whilst providers will factor in the cost of showing their products on sites such as TotallyMoney into the prices offered, TotallyMoney does not directly add a fee or premium onto the amount you pay.

We get paid in different ways, depending on the type of product or service you buy through us:

When you choose to take out a credit card or loan through TotallyMoney, we receive a fee and/or commission from the lender, or from other credit brokers. Whilst the amount of commission we receive may vary by lender, TotallyMoney is completely impartial, meaning the results we show are ranked on what we think are best for you and not based on the commission we receive.

The commission we receive may vary depending on the product that you choose to take out.

TotallyMoney has partnered with London & Country Mortgages (L&C) to allow customers to search and compare mortgage products. When you take out a mortgage via TotallyMoney, your lender will pay commission directly to L&C, who will in term pay part of that commission to TotallyMoney. Neither TotallyMoney nor L&C charge a fee for our services. But, the lender you choose may charge a fee if you continue your mortgage application through L&C.

For our car insurance comparison service, TotallyMoney partners with Seopa Ltd (trading as Quotezone) to allow customer to compare car insurance policies. TotallyMoney receives commission from Seopa when a customer takes out an insurance product with one of the insurers listed on Seopa’s panel of insurers. Seopa Ltd in turn receive commission directly from the insurer. The commission we receive does not impact how we rank your insurance results.

TotallyMoney has partnered with Money Wellness to offer our customers free financial advice. When you start the journey on their website, we receive commission from Money Wellness. The commission we receive does not impact the advice or debt solutions you receive and is fully impartial.

When you switch current accounts, TotallyMoney makes commission from the current account providers we work with. But our service to customers is free. Whilst the amount of commission we receive may vary by provider, TotallyMoney is completely impartial, meaning the commission we receive does not impact the way the current account products are ranked.

TotallyMoney has partnered with Aro Finance Limited (trading as Aro) to provide homeowner loans. Aro is a credit broker, not a lender. We earn a fee from Aro when you click out to Aro's site, even if you don't take out a product. This is only used if there is no other commission option available. We also earn a fee if you take out a product with Aro.

TotallyMoney receives commission from partners in different ways, depending on the partner and the type of product taken out.

Flat fee
This is a fixed amount we get paid by a partner if you take out a product.

Percentage based fee
This is a fee that is a percentage of the amount you borrow if you take out a product, or a percentage of insurance premiums if you take out a policy.

Fee based on number of customers
Sometimes, we get paid a fee depending on how many customers take out a product with a partner

Fee based on rate of conversion
Sometimes, we get paid a fee depending on how many applications turn into customers for our partner.

Click out fee
This is a fee we get paid by our partner if you click out from TotallyMoney to their site. We earn this even if you don't take out a product. This is only used if there is no other commission option available.

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