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  1. TotallyMoney
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  4. Managing debt

Managing debt

  • Are you worried about your finances?
  • What is Breathing Space?
  • How can I apply for Breathing Space?
  • Which organisations can help me with debt?
  • I'm paying interest on my balances, what actions can I take?
  • How can I find out how much debt I owe?
  • What is a payment holiday?
  • What causes a bad credit history and rating?
  • Struggling with debt?
  • What is Bankruptcy?
  • How can I rebuild my credit file after bankruptcy?
  • What does “Enforcing a debt by diligence” mean?
  • Can a loan help me build my Credit Score?
  • What happens if I don’t keep to the terms of my CCJ?
  • Where can I find more information on my CCJ?
  • What is a County Court Judgment (CCJ)
  • Can a pre-paid card help me to improve my Credit Score?
  • I have poor credit history, what is the best way to improve my Credit Report?
  • Can payday loans make it harder for me to get credit?
  • Should I close credit accounts I no longer use?

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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