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  1. TotallyMoney
  2. FAQs
  3. Your Financial Essentials

Your Financial Essentials

Information about Credit Cards, Loans, Energy, Car Finance and Mortgages

Car Insurance

  • Will I be charged if I cancel my car insurance policy?
  • How do I make a complaint about an insurance provider?
  • How do I make changes to my policy?
  • Will my annual mileage affect my quote?
  • What is the difference between total excess, voluntary excess and compulsory excess?
See all 32 articles

Loans

  • Homeowner Loans
  • Guarantor Loans
  • Loans for Poor Credit
  • Personal Loans

Credit Cards

  • I have been asked to download an app
  • Travel Credit Cards
  • 0% Purchases and Balance Transfer Combination Credit Cards
  • Rewards Credit Card
  • Cashback Credit Cards
See all 8 articles

Energy

  • More info on the recent market issues (Last updated: Oct 2021)
  • Energy Suppliers
  • Smart Meters Explained
  • What if I’m renting or using a pre-payment meter?
  • Energy Tariffs
See all 12 articles

Car Finance

  • Car Finance Options
  • Is a car finance loan right for me?
  • Things to remember when looking for cheap car loans
  • Alternatives to a car finance loan
  • Pros and cons of car loans
See all 7 articles

Mortgages

  • 85% Mortgage
  • 90% Mortgage
  • 95% Mortgage
  • Tracker Rate Mortgages
  • Discount Rate Mortgage
See all 14 articles

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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