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What is TotallySure?
Updated over a week ago

We know not knowing if you’re going to be accepted for a credit card, loan or car finance can be worrying. And, even once an application has been approved, you can end up getting a different APR (annual percentage rate), offer duration or credit limit, compared to what was advertised. So, we’ve introduced TotallySure offers to reassure you when applying for credit.

With TotallySure, you can clearly see which offers are pre-approved, and have guarantees.

When you see an offer with our TotallySure logo, this means your offer:

  • is pre-approved subject to credit checks, meaning you’ll be accepted as long as the information provided is correct and you pass the lender’s final checks

  • has a guaranteed annual percentage rate (APR)

  • has a guaranteed credit limit or loan amount that won’t go down once you’re accepted

  • for balance transfer or 0% purchase cards, the offer has a guaranteed duration, and for loans, the loan term shown is guaranteed

Here’s how TotallySure offers will look on your credit card offers page:

This is what a TotallySure loan offer will look like:

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