When you browse your credit card offers on TotallyMoney, you’ll be prompted to set your personalised credit limit, so we can match you with your best offers.

Your credit limit is the maximum amount you want to borrow. However, using more than 25% of your credit limit could negatively impact your score or eligibility. For example, if you have a card with a credit limit of £1,000, aim to use under £250.

The credit limit you see with a TotallySure offer is the minimum credit limit you’ll receive.

If you see a TotallySure offer, you can feel assured knowing it’s guaranteed you’ll be offered this credit limit, and it won’t go down if you’re accepted.