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  1. TotallyMoney
  2. FAQs
  3. Credit Report and Credit Score
  4. Credit Reference Agencies

Credit Reference Agencies

  • Why is my TransUnion report different from my Experian/Equifax one?
  • What is a credit reference agency?
  • Which credit reference agency do you use?
  • Who is TransUnion?
  • Which credit reference agency is used by which lender?
  • Is one credit reference agency more reliable than the others?
  • Why are credit reference agencies allowed to hold my data?
  • Why do credit reference agencies exist?
  • Do government bodies look at my credit data?

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

Financial Conduct Authority authorised and regulated

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