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TotallyMoney
FAQs
Borrowing Power and Eligibility Service

Borrowing Power and Eligibility Service

All about the eligibility service we provide and Borrowing Power scoring

Borrowing Power

What is Borrowing Power?
Why has my Borrowing Power gone down?
How is my Borrowing Power calculated?
Why can't you calculate my Borrowing Power?

Eligibility Service

Can a lender decline my pre-approved application?
What are Responsible Lending Checks?
Can't see a particular card?
What is Match Factor?
Why not just apply to the card company directly?

See all 14 articles

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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