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TotallyMoney
FAQs
Borrowing Power and Eligibility Service

Borrowing Power and Eligibility Service

All about the eligibility service we provide and Borrowing Power scoring

Borrowing Power

What is Borrowing Power?
Why has my Borrowing Power gone down?
How is my Borrowing Power calculated?
Why can't you calculate my Borrowing Power?
Why has my Borrowing Power changed?

Eligibility Service

Why not just apply to the card company directly?
What happens when I apply for credit?
How can I improve my chances of being accepted for credit?
What information do lenders use to make a decision about an application?
Will my Credit Report show that I have been rejected for credit?

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of MI Money Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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