Log In Secure Sign-Up

Credit Report
Home
Credit Report
Credit Report
Analysis Score History Accounts Profile Searches Rulings
Offers
Credit Cards
Credit Cards
Cards for Poor Credit Balance Transfer 0% Purchase Cashback Rewards Balance Transfer & Purchase Travel All Credit Cards
Loans
Loans
Personal Loans Loans for Poor Credit Homeowner Loans All Loans
Mortgages
Mortgages
Remortgage First-time Buyer Buy-to-Let Purchase All Mortgages
My Account
My Details My Preferences Help Sign Out
Sign Up Log In

TotallyMoney
FAQs
Borrowing Power and Eligibility Service

Borrowing Power and Eligibility Service

All about the eligibility service we provide and Borrowing Power scoring

Borrowing Power

What is Borrowing Power?
Why has my Borrowing Power gone down?
How is my Borrowing Power calculated?
Why can't you calculate my Borrowing Power?

Eligibility Service

Can't see a particular card?
What is Match Factor?
Why not just apply to the card company directly?
What happens when I apply for credit?
How can I improve my chances of being accepted for credit?

See all 12 articles

We're on a mission to improve the UK's credit score and help people move on up to a better future.

Services

Credit Report
Credit Cards
Loans
Mortgages

Company

About us
Careers
Contact
Complaints

Guidance

FAQs
Guides
Blog
Press

Legal

Privacy
T&Cs
Cookies

Privacy
T&Cs
Cookies
Help

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of MI Money Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

Financial Conduct Authority authorised and regulated

Credit file data is provided by: