Credit Report and Credit Score
Understanding your credit file as well as TransUnion, the CRA we work with
Credit Report
- Why have I been unable to access my Credit Report?
- What is a Credit Report?
- I’ve seen TotallyMoney credit searches on my report, but I don’t have an account
- Why am I seeing missed payments for my account in default?
- My dispute was unsuccessful – what can I do now?
Credit Score
- What is a Credit Score?
- What credit score do banks and lenders use?
- What is a good credit score?
- Why has my score changed?
- What's the best way to build a better Credit Score?
Credit Assistant
- What is Credit Assistant?
- Why does my balance show as ‘none’ if I have a balance on my account?
- Why do some accounts show as ‘Opened’?
- Why can I see closed accounts on Credit Assistant?
- Why are some of my accounts missing?
Credit Reference Agencies
- Why is my TransUnion report different from my Clearscore/Equifax one?
- What is a Credit Reference Agency?
- Which Credit Reference Agency do you use?
- Who is TransUnion?
- Which Credit Reference Agency is used by which lender?