TransUnion will start including Buy Now, Pay Later (BNPL) data into credit reports starting from the 1st of August 2022. From this point you’ll start to see your Buy Now, Pay Later data in the ‘Other’ section of the ‘Accounts’ area of your TotallyMoney account. Depending on your BNPL provider, you may already see your BNPL data showing on your credit report.
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- What is Buy Now, Pay Later?
- Why is my Buy Now, Pay Later information showing on my credit report?
- When will this information appear on my credit report?
- How will this affect my credit score?
- Will I need to provide more information when using Buy Now, Pay Later finance?
- Will these changes affect how many Buy Now, Pay Later agreements I can take out?
- Will a good payment history with Buy Now, Pay Later be recognised in my credit score?
- If I miss a Buy Now, Pay Later payment, will it affect my credit score?
- Will credit searches be carried out or recorded every time I make Buy Now, Pay Later purchase?
- Do Buy Now, Pay Later providers have to report this information?