TotallyMoney partners with TransUnion to offer a live credit score and report to you.

Each time you log in to your TotallyMoney account, we request your credit report and score from TransUnion. So, you are always seeing the latest version of your credit score and report held by TransUnion.

Your TransUnion credit score and report are updated once a day by TransUnion, this usually takes place overnight.

We also check your score automatically once a month. This is done around the same time each month and is based on the date that you originally received your credit report with TotallyMoney. So if you received your credit report on the 12th, we will automatically check your credit report and score on, or around, the 12th of each month and we'll send you an email to let you know once it's updated.