Why isn’t there enough info in my file to create a report?
If there isn’t enough info in your file to create a credit report right now, it means you have a ‘thin file.’ This could be because you’ve never taken out any credit products or may have a limited credit history in the UK.
There are ways to build your credit report and score so that this can change in the future. Find out more about how to build your credit score.
Why can’t I see any credit card results?
If you don’t see any credit card results, it’s because we couldn’t find any you’re eligible for right now. Instead, you’ll see products such as guarantor loans or credit building cards.
These products are designed to help you improve your credit rating. And, with an improved credit rating, you could find it easier to get accepted for credit cards in the future, and it could even help reduce the cost of your existing borrowing.