The missed payments you can see in your credit report could be as a result of a default account or repayment plan. As there is a difference between your original agreement and any new payment arrangement made, this information is highlighted in your Credit Report Analysis as a Missed Payment, but it has no further impact on your credit report.
Please be aware, we're not creating missed payments in your credit report. As the default is being reported every month by the lender, we're simply flagging this in your Credit Report Analysis.
If this does not apply to you, please raise a dispute.