We work with TransUnion, one of the three main UK credit reference agencies, to provide you with your free credit report. TransUnion has helped to implement an authentication journey that does not require you to submit any credit card details. So you can be confident in the knowledge that you will never be charged.
We've made it easy for you to sign up, but we also have to ensure that the necessary security measures are in place to protect you from fraud. As part of these measures, TransUnion requires you to successfully complete a few identity verification questions before they will release your details. If they are not able to verify your identity we are unable to show you your credit report.