When you receive your Credit Report, you should go through all the details ensuring everything is correct, as any information that is incorrect could be influencing your Credit Score.
Ensure that your name, including any middle names and previous names are correct and that your address details are listed correctly.
Finally, you need to check your financial records to make sure that there are no negative markers such as missed payments and that if these are displayed, that they are displayed correctly. It is important to note that your report can take around six weeks to be updated, so don’t be concerned if your last payments are not listed on your current Credit Report. If you do notice anything incorrect on your report, you will need to create a dispute with TransUnion. You can raise a dispute by selecting the ‘raise a dispute’ link on your Credit Report under the relevant section and this will automatically be sent to TransUnion to investigate.