Your TotallyMoney Credit Score is provided for your use and is used to give an indication of how lenders may look at you.
When you make an application for credit, lenders will often produce their own Credit Score based off of the data held by the Credit Reference Agencies to determine if they would like to accept or decline your application. This is because each lender has their own criteria on what their perfect customer looks like.
Separate to your credit score, your Borrowing Power may give you a better indication of which products you are more likely to be accepted for, as your Borrowing Power uses a combination of your Credit Report information along with live market data to determine your likelihood of being accepted.