TransUnion (formally known as Callcredit) are one of the three main Credit Reference Agencies in the UK. TransUnion act like a data library, pulling in information from lenders and public bodies. We partner with TransUnion in order to provide you with a free and accessible platform via which you can view the data they hold.
Credit Reference Agencies collect information from public bodies and lenders. This information is then made available to lenders when reviewing your application for credit. The reason for this is to ensure that lenders are able to provide consumers with credit whilst ensuring that they are doing so sensibly.