Credit reference agencies exist to provide lenders with an accurate, fair and balanced view of a customer’s Credit Report.
The information provided to lenders by credit reference agencies is used to help lender’s when deciding whether to approve any applications for credit.
As the data shown in your credit report is used to help with the lenders decision, it is important for you to check your own credit report and make sure that all details are correct. If you notice anything incorrect on your report it may be worthwhile raising a dispute against it, as this may be having an impact on your credit score and any applications you make.
For more information on disputes and how to raise them, please click here.