You’ll find your financial connections in the Profile section of your credit report. If you have a joint account or credit agreement with a partner or friend then your credit profile will be linked to theirs and if they mismanage their finances it could have an impact on your credit status. Break the link with anyone you’re no longer in a joint financial relationship with, for example, if you’ve paid off a joint loan with an ex-partner or flatmate. Ask the Credit Reference Agencies to remove the financial associate from your file. Then, if they make mistakes, you won’t be punished.
Articles in this section
- What is a Credit Score?
- What credit score do banks and lenders use?
- What is a good credit score?
- Why has my score changed?
- What's the best way to build a better Credit Score?
- How long will it take for my Credit Score to improve?
- Can applying for credit damage my Credit Score?
- Can my Credit Score be affected by my financial connections?
- Does this affect my Credit Score?
- Why is my credit score 0 (zero)?