If you have been pre-approved for a product it means that based on the information you have provided us we have been told that you would be accepted.
Please note that this does not mean you are guaranteed to be accepted, as the lender will also perform their own checks when reviewing your application. Some lenders may also perform an additional responsible lending check using open banking information. If you have changed any information since updating your TotallyMoney account, this may also impact your application, as the pre-approved rating would have been based off your previous information. Therefore, it is important to keep this information up to date as much as possible.