- A guaranteed credit limit, meaning this is the minimum limit you’ll receive once you apply.
- Pre-approval, which is the closest thing to a guaranteed yes.
- All TotallySure offers include a guaranteed rate (APR), ensuring there are no surprises on the rate you’ll pay.
- The offer duration won't change if you're accepted.
Some non-TotallySure offers may also include a guaranteed rate, while others have a representative rate. A representative rate means only 51% of applicants are offered the rate they saw when they applied.