We know not knowing if you’re going to be accepted for a credit card can be worrying. And, even once an application has been approved, you can end up getting a different APR (annual percentage rate), offer duration or credit limit, compared to what was advertised. So, we’ve introduced TotallySure offers to reassure you when applying for credit.
With TotallySure, you can clearly see which offers are pre-approved, with guaranteed rates, credit limits and offer durations.
When you see an offer with our TotallySure logo, this means your offer:
- has a guaranteed annual percentage rate (APR)
- has a credit limit that won’t go down once you’re accepted
- is pre-approved subject to credit checks, meaning you’ll be accepted as long as the information provided is correct and you pass the lender’s final checks
- for balance transfer or 0% purchase cards, the offer has a guaranteed duration
Here’s how TotallySure offers will look on your credit card offers page: