There could be a few reasons for this. To be eligible for the card, you must:
- be over 18 years old
- have an active current account with one of Currensea’s UK banking partners
- not have an active CCJ on your credit report
- have never missed direct debit payments
Currensea considers a number of factors when looking at eligibility for this card. This includes running a soft search to look at your credit history, and using open banking data to check your financial behaviour.