Using a TotallyMoney Debit Card and repaying the transactions via direct debit should build your credit history and score.
We can’t guarantee credit score increases. The impact of this debit card on your credit score will vary depending on your use and financial behaviours.
Your credit score might dip initially after signing up, because you’ve taken out a new card. However, if you use the card well and continue to maintain good financial behaviour, your credit score should recover.