The TotallyMoney Debit Card allows you to build your credit score without taking out a credit card. Spend using your TotallyMoney Debit Card and get the benefit of building your score at the same time. Here are the top benefits:
- Building credit history is really important as it shows lenders you're managing repayments responsibly. This means you could get better offers at lower rates in the long-term
- Unlike an application for a credit card, a hard search isn't made when you apply for the TotallyMoney Debit Card, so the search won’t be seen by lenders
- There is no interest rate on the TotallyMoney Debit Card, just the £4.99 monthly fee
- Get rewarded for using the card with cashback offers for your online and in-store shopping
- If you spend abroad, you'll get the most competitive exchange rates and save fees on any ATM withdrawal
- Switch on spend notifications and freeze or unfreeze your card through the Currensea app