Not only do we provide you with free access to your credit report and score, we also calculate your Borrowing Power, a unique measure of your ability to get credit. Borrowing Power is the only score that shows you what you could get and is based on your profile and calculated using real-time lending decisions from a wide range of lenders, across a broad range of products.

We partner with two of the three main credit reference agencies; providing you with your eligibility for products before you apply.

We are totally free and always will be, so you can be confident in the knowledge that all advice and information we provide you with is for your benefit and not at your expense.