Borrowing Power looks at the wider credit market. So, if there are less cards available, your Borrowing Power could decrease because lenders are accepting fewer credit applications.

Changes to your personal information, such as employment status, salary, or if you have recently moved address.

You recently checked your eligibility for credit. When you check your eligibility for cards and loans on TotallyMoney, we may recalculate your Borrowing Power based on the type of cards that are available to you.