Pre-approval is subject to credit checks. If you’re pre-approved for an offer, based on the information you’ve provided, we believe you’ll be accepted, as long as you pass the lender’s final checks. This is the closest you can get to a guaranteed approval, so you can apply with confidence.
Please note we’re unable to guarantee that you’ll be accepted for credit, even with pre-approval, as the final decision lies with the lender.
Tips for pre-approved offers:
Make sure your details on TotallyMoney and the application match
Make sure your information is accurate
For more information on pre-approval, you may want to check out this FAQ too, which explains the lender’s credit checks.