We offer both our Borrowing Power and credit report services completely free to you. We are totally free and always will be. We will never ask you for any card details, so you can be sure that we will never attempt to take any payment.

When a customer chooses to apply for a credit product we do receive a commission. However, in the majority of cases we only receive this commission if the customer has been successful in applying for credit. You can therefore be assured that our service is designed to be beneficial for our customers.

We list our products based on the value they offer you and your likelihood of being accepted. Occasionally you may see sponsored products, but these will only appear on your search if they are relevant to you and you have at least a 90% chance of being approved.