Will my new TransUnion credit score impact my likelihood of getting credit or a mortgage?

No, the release of the new TransUnion score won’t impact whether you’ll be accepted or rejected for credit or a mortgage. Your eligibility won’t change because of the update. Lenders will still check your credit report alongside their own criteria when making lending decisions. This update won’t change the information in your report.

Your new credit score is designed to give you a clearer picture of how lenders might interpret your report. And following the update, you’ll get clearer guidance on what’s affecting your credit score, and more personalised actions to help you improve it in our app.